Kansas appears to be seeing the effects of tornadoes in June in its insurance rates.

The Kansas Insurance Department says that since July 1, premiums for homeowners insurance have risen about 5.8%.

Also, the agency says, automobile insurance premiums, not including coverage for motorcycles and recreational vehicles, have risen about 3.7%.

The Insurance Department estimates that June property and crop losses exceeded $396 million. Tornadoes in Chapman and Manhattan alone were blamed for $88 million in damage.

Spokesmen for American Family and State Farm say the storm losses are not solely to blame for the increases. Those losses will be absorbed over a period of years.