Flood insurance it's required if you live in a flood plain. But if you don't, should you have it?
Recent stroms have some people who live near the Cowskin questioning what will happen next, and should they be covered?
Wichita resident Dan McKenzie says last week's storm filled up the lake near his home and his home came close to being flodded. But Mckenzie says he still doesn't have flood insurance. He says he has lived in the area for 18 years and has never been flooded. He estimates if insured it would cost him $1,000 a year.
Insurance agents say getting flood insurance can be a gamble. They say if you are worried about flooding problems, and you don't want to every worry about paying for flood damage, taking out a loan or rebuilding you home then the coverage is probably worth it's cost.
Some residents along Maize Road say they are concerned what impact the new developments in the area will have on the Cowskin Creek and storm water drainage.
If you believe you can be best protected by having flood insurance don't wait for the waters to rise. The national flood insurance program has a 30-day waiting period from the time you sign up before you can be covered.