There are some simple strategies you can use to save a lot of money and build savings.
Manage the little things and the big things will take care of themselves.
Financial planners warn -- monitor your ATM withdrawals, two people with ATM cards on the same account is a recipe for problems.
Pay off your credit cards: highest rate cards first -- only keep the two cards with the best rates.
Pay a little extra each month on your mortgage, an extra $100 a month could eliminate more than eight years of payments.
Pay off your car loan -- if you've got zero percent, keep it, otherwise get rid of it.
Evaluate your term life insurance. If you've been with the same company for several years -- shop around. If you're healthy and take a new health test, you could save big bucks by switching companies.